{"id":179,"date":"2024-03-17T10:50:00","date_gmt":"2024-03-17T15:50:00","guid":{"rendered":"http:\/\/insurance-demo.local\/?page_id=179"},"modified":"2024-05-26T01:12:48","modified_gmt":"2024-05-26T06:12:48","slug":"umbrella-insurance","status":"publish","type":"page","link":"https:\/\/insurance-demo.local\/umbrella-insurance\/","title":{"rendered":"Umbrella Insurance"},"content":{"rendered":"\n<p>In today&#8217;s society, people are often quick to sue in the face of an accident, without fully considering the other party&#8217;s perspective. Have you thought about how a lawsuit could affect you if you were faced with one today? A lawsuit can be a daunting prospect, putting you and your hard-earned assets at risk. With Demo&#8217;s umbrella insurance policy, you can face such situations without fear and uncertainty for the future. When everything you&#8217;ve worked hard to build is at stake, personal umbrella liability coverage is there to protect you.<\/p>\n\n\n\n<p>If you have life insurance, car insurance, or home insurance, you should also consider umbrella insurance. It&#8217;s an affordable way to add an extra layer of protection. Personal umbrella insurance goes beyond basic coverage. While you have liability coverage on your auto and homeowner&#8217;s policies, an umbrella policy comes in on top of that to provide an additional $1 million or more in blanket coverage. It can be purchased as a separate policy, but given that it offers additional protection, you must have home insurance, auto insurance, or both before adding an umbrella policy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Personal Umbrella Liability Insurance Includes:<\/h2>\n\n\n\n<ul>\n<li>Property Damage<\/li>\n\n\n\n<li>Bodily Injury<\/li>\n\n\n\n<li>Your Text Here<\/li>\n<\/ul>\n\n\n\n<p>Lawsuits involving bodily injury and property damage can be expensive. There are costs associated with the investigation and settlement of a covered claim. Personal umbrella insurance will cover up to the policy limit for those expenses, as well as lost income.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Some Examples of Protection Include:<\/h3>\n\n\n\n<ul>\n<li>A child drowns in your pool while you\u2019re not there<\/li>\n\n\n\n<li>Your son runs a stop sign, causing an accident<\/li>\n\n\n\n<li>A salesperson trips on your driveway<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Extended Protection<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Business Pursuits<\/h3>\n\n\n\n<p>This coverage is valuable for landlords, salespeople, and teachers. It provides extra business insurance coverage beyond what&#8217;s included in your underlying policy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Farming<\/h3>\n\n\n\n<p>We offer special farming coverages. This protection extends to suits based on farming operations, timberland, and vacant properties not in use.<\/p>\n\n\n\n<p>Our agents are here to educate and guide you as you navigate insurance policies, and personal umbrella insurance is an important one to consider. It provides additional coverage beyond that of a standard policy. While not required, it is extremely valuable. Contact our agency to discuss your insurance needs and schedule an appointment to explore your umbrella insurance options.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In today&#8217;s society, people are often quick to sue in the face of an accident, without fully considering the other party&#8217;s perspective. Have you thought about how a lawsuit could affect you if you were faced with one today? A lawsuit can be a daunting prospect, putting you and your hard-earned assets at risk. With [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":24,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/insurance-demo.local\/wp-json\/wp\/v2\/pages\/179"}],"collection":[{"href":"https:\/\/insurance-demo.local\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/insurance-demo.local\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/insurance-demo.local\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance-demo.local\/wp-json\/wp\/v2\/comments?post=179"}],"version-history":[{"count":4,"href":"https:\/\/insurance-demo.local\/wp-json\/wp\/v2\/pages\/179\/revisions"}],"predecessor-version":[{"id":250,"href":"https:\/\/insurance-demo.local\/wp-json\/wp\/v2\/pages\/179\/revisions\/250"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance-demo.local\/wp-json\/wp\/v2\/media\/24"}],"wp:attachment":[{"href":"https:\/\/insurance-demo.local\/wp-json\/wp\/v2\/media?parent=179"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}