Safeguarding the Heartbeat of Our Community
At our company, we understand the vital role farms play in our local economy and way of life. We consider farmers to be the backbone of our community – hardworking small business owners dedicated to feeding families across the nation. Whether you specialise in poultry, crops, or any other agricultural pursuit, we’re here to provide comprehensive farm insurance tailored to your unique needs.
Drawing from decades of experience serving Alabama’s agricultural sector, we’ve cultivated a deep understanding of the challenges farmers face. Our longstanding partnership with the Alabama Farmers Federation has allowed us to forge strong relationships with local producers, ensuring we can offer competitive rates and unwavering support.
Poultry Farm Coverage You Can Trust
As the longest-continuous insurance provider for poultry farms in Alabama since 1946, we take immense pride in safeguarding the livelihoods of those who raise these essential livestock. Our poultry farm insurance covers the entire spectrum, from broilers and breeders to pullets, providing comprehensive protection for your substantial investments.
We employ a meticulous inspection process, ensuring each poultry house adheres to engineered guidelines and builders follow industry best practices. This rigorous approach enables us to maintain affordable rates while delivering top-tier coverage.
Navigating the Insurance Journey
We understand that navigating the insurance landscape can be daunting, especially when establishing a new poultry operation. That’s why our experienced agents are here to guide you every step of the way, from the moment you receive your offer letter from the integrator to the final loan closure.
We work closely with builders, integrators, and lenders, ensuring you have all the necessary documentation to proceed smoothly. Our expertise in “builders risk” coverage allows us to inspect your poultry farm during construction, helping you build houses that comply with insurance requirements and minimize rates from the outset.
Comprehensive Farm Coverage
Beyond poultry, our farm insurance offerings extend to a wide range of agricultural operations, including:
- Property Coverage: Protecting your farm against property damage, including rebuilding and replacement costs, perils coverage, and accidental direct physical loss. We also cover livestock, feed, and seed.
- Dwellings and Private Structures: Insuring your home, barns, grain silos, and other outbuildings against loss from theft, falling objects, leaks, snow, and more. Living expenses are covered if your property becomes uninhabitable due to a covered loss.
- Farm Personal Property: Covering your farm equipment, machinery, and personal property based on the nature of the damage and the event that caused it, with flexible endorsement options for customized protection.
- Liability Coverages: Our comprehensive Farmowner Policy combines various liability coverages into one convenient package, including damage to property, first aid expenses, claim expenses, and medical payments to others.
Let’s secure the future of your farm together. Schedule a free consultation today, and our knowledgeable agents will work with you to craft the perfect insurance solution for your agricultural operation.